Ukunyuka kwe-NFC Tap-to-Pay Tablets: Iintsingiselo kunye nezinto eziluncedo ekuJonga ikamva leNtlawulo.
Ehlabathini eliye lachazwa ngokunyuka kwenguqu yedijithali, iteknoloji ye-NFC (Near Field Communication) iye yavela njengelitye lembombo kwiinkqubo zentlawulo zanamhlanje. Izisombululo zokucofa ukuze uhlawule, ngakumbi ezo zidityaniswe kwiitafile, ziguqula indlela amashishini azamkela ngayo iintlawulo, anikezela lula, ukhuseleko, kunye nokuguquguquka. Makhe siphonononge iindlela eziguqukayo kunye nezibonelelo eziphambili eziqhuba ukwamkelwa kweetafile ze-NFC zokucofa ukuze uhlawule.
I-Evolution kunye neendlela zangoku
Ukunyuka kweTap ukuze uHlawule, kunokulandwa umva ngo-2020, unyaka obalulekileyo kwiintlawulo ezingaqhagamshelwanga, emva kobhubhani, abathengi kunye namashishini ngokufanayo abeka phambili unxibelelwano olungachukumisiyo, izixhobo ezinikwe amandla yi-NFC, kubandakanya ii-smartphones kunye neetafile, ziye zaba semgangathweni kubo bobabini abathengi kunye nomhlaba weshishini.
Ingxelo ye-Federal Reserve yase-US inika ubungqina obubambekayo: Kwi-2018, i-700 yezigidi zeentlawulo zekhadi ezingabonakaliyo zifikelele kwi-20 yeebhiliyoni zeedola. Oku kunyuke ukuya kwi-1.6 yeebhiliyoni zentengiselwano, iyonke ifikelela kwi-50 yeebhiliyoni zeedola ngo-2019, ngo-2020, ukukhutshwa kwamakhadi angaqhagamshelwanga ebhankini kunyuke kakhulu, kwaye inani lentengiselwano yentlawulo yekhadi lenyuke nge-172.3% ukuya kwi-3.7 yeebhiliyoni zeedola, elilingana ne-110 yeebhiliyoni zeedola. Ukusetyenziswa kwee-wallets eziphathwayo kunyuke nge-29% ngonyaka, ukuvumela abathengi abaninzi ukuba bamkele le ndlela yokuhlawula efanelekileyo.Inyaniso, uphando lwe-NGPF lwe-2021 lubonise isiganeko esibalulekileyo: ngaphezu kwesiqingatha sabantu baseMelika basebenzisa iintlawulo ezingenayo uqhagamshelwano.Izinga lokungena kwe-smartphone lifikelela kwi-69% kwi-2023 .Ngokutsho kweengxelo zoshishino, ngaphezu kwe-80% yoqhagamshelwano olungenasiphelo se-smartphone ye-transaction ye-NFC ngoku ixhasa i-smartphones entsha. Iiplatform ezifana ne-Apple's Tap to Pay kunye ne-Google Pay ziye zaqhubeka ziqhelekile obu buchwepheshe, bevumela abarhwebi ukuba baguqule izixhobo zabo zibe ziindawo zokuhlawula ngaphandle kwe-hardware eyongezelelweyo. Iingcali ziqikelela ukuba ukuthengiswa kwentlawulo yelizwe jikelele kulindeleke ukuba kudlule ** $ 1.2 trillion ** ngo-2026, eqhutywa zii-smartphones kunye ne-NFC Tap to Pay tablet.
Izinto ezilungileyo ezingundoqo ze-NFC Tap to Pay tablets
Intsebenziswano ye-Cross-Industry
Intsebenziswano phakathi kwababoneleli bentlawulo, iingxilimbela zetekhnoloji, kunye namaziko emali akhulisa amandla okucofa ukuze ahlawule. Ukudityaniswa kwe-PayPal kunye ne-Apple's Tap to Pay, umzekelo, ivumela izigidi zamashishini amancinci ase-US ukuba amkele iintlawulo ngokuthe ngqo ngee-iPhones, esusa isidingo seenkqubo ze-POS ezizinikeleyo. Intsebenziswano enjalo idemokhrasi ukufikelela kwizixhobo zokuhlawula eziphambili, ukuxhobisa amashishini amancinci kunye nama-freelancers.
Iindleko-zobuchule kunye nokuFikelela
Ngokungafaniyo neenkqubo zePOS zemveli, iitafile zokucofa ukuze uhlawule zisusa iindleko zehardware kunye nerenti yenyanga. Amashishini anokusebenzisa izixhobo ezikhoyo (umzekelo, ii-iPads okanye iipilisi ze-Android) ukuhlawula iintlawulo, ukulula kwayo-akukho PIN, iisignesha, okanye amakhadi angokwenyama afunekayo-yenza ilungele abathengisi beselula, iivenkile eziphumayo kunye nababoneleli benkonzo abasebenza ekuhambeni.
Ukhuseleko olomeleziweyo
Ukhuseleko luhlala luyiprayorithi ephezulu kwiintlawulo ezingasebenziyo. Iintengiselwano ze-NFC zisebenzisa uguqulelo oluntsonkothileyo kunye nophawu lokukhusela idatha enovakalelo, ngelixa ungqinisiso lwebhayometriki (umzekelo, i-Face ID okanye iskena seminwe) yongeza umaleko owongezelelweyo wokhuseleko. La manyathelo anciphisa umngcipheko wobuqhophololo, ukwakha ukuthembana phakathi kwabathengi kunye nabarhwebi.
Amava aphuculweyo
Ngezipaji zedijithali (i-Apple Pay, iGoogle Pay, i-Samsung Pay), abasebenzisi banokushiya izipaji zabo ekhaya. Ukucofa ukuze uhlawule kunika intengiselwano ekufutshane ngokukhawuleza, ukunciphisa amaxesha okulinda kunye nokuphucula iinkqubo zokuphuma. Abathengi banokubhatala ngamakhadi, izipaji zedijithali (iApple Pay Google Pay), okanye ii-smartwatches, ukulungiselela ukhetho olwahlukeneyo. Kumashishini, oku kuguqulela kumazinga aphezulu okwaneliseka kunye nokuphinda ukuxhaswa.Kwaye ii-SME zixhamla kwiindleko eziphantsi ezincitshisiweyo, njengoko i-Tap to Pay isusa imfuno ye-POS hardware ezinikeleyo. Iimali zifakwa ngokukhawuleza, ziphucula ukuhamba kwemali kunye nokusebenza kakuhle.
Indlela Yekamva
Ukwandiswa Ngaphaya Kwentengiso
Iipilisi ze-NFC zokucofa ukuze uhlawule zilungelelanisa iimodeli zoshishino ezahlukeneyo. Nokuba isetyenziswa kwikofu ephithizelayo, kwilori yokutya, okanye kukhathalelo lwempilo (iintlawulo zezigulane ezingaqhagamshelwanga) kunye nezithuthi zikawonke-wonke (iintlawulo zokuhamba ngee-smartphones), zibonelela ngokulula ukwenza iintlawulo naphi na ngoqhagamshelo lwe-intanethi. Umzekelo, izixeko kwihlabathi liphela zidibanisa iTap ukuze uHlawule kwiinkqubo zendlela engaphantsi komhlaba, ukunciphisa ukuthembela kumatikiti enyama.
Itekhnoloji ye-NFC ibekwe emgangathweni kwihlabathi liphela, ivumela ukuthengiselana okuwela imida. Kwimimandla efana ne-US, UK, kunye ne-Australia, izisombululo zokucofa ukuze uhlawule sele zamkelwe ngokubanzi, iimarike ezikhulayo eLatin America kunye ne-Asia-mpuma ye-Asia zamkela i-Tap to Pay. Intsebenziswano phakathi kwababoneleli bentlawulo kunye nabavelisi behardware iya kukhawulezisa ukukhutshwa kwayo kwihlabathi jikelele.
Uzinzo Push
Ukuncitshiswa kokuthembela kwimali kunye namakhadi eplastiki ahambelana neenjongo ezilungele i-eco-friendly, ukwenza iTap ukuze uHlawule ukhetho oluluhlaza kubathengi kunye namashishini ngokufanayo.
Ikamva le-NFC Tap-to-Pay
Njengoko itekhnoloji ye-NFC iqhubeka nokuvela, sinokulindela ukudityaniswa okunzulu kunye neendlela ezivelayo ezifana ne-AI kunye ne-IoT. Umzekelo, uhlalutyo oluqikelelwayo lunokwandisa ukuhamba komsebenzi, ngelixa izixhobo ze-IoT zinokwenza ukucofa-ukuhlawula kwiindawo ezingaqhelekanga (umzekelo, oomatshini bokuthengisa abakrelekrele).
Iipilisi ze-NFC ze-tap-to-pay zibonisa utshintsho oluguquguqukayo kwiintlawulo-ukudibanisa ukukhululeka, ukhuseleko, kunye nokulungelelanisa ukuhlangabezana neemfuno zoqoqosho olukhawulezayo lwedijithali. Kumashishini ajonge ukuhlala ekhuphisana, ukwamkela obu bugcisa ayisiyondlela yokukhetha; yimfuneko.
Ngaba ulungele inkqubo yakho yentlawulo yexesha elizayo? Jonga indlela i-NFC yokucofa ukuze uhlawule inokunyusa ngayo ukusebenza kweshishini lakho namhlanje.
Ixesha lokuposa: Mar-18-2025
